What if my client wants to change payment frequency from monthly to annual (or vice versa) after an underwriting decision has been made?
Payment frequency can still be changed after underwriting (and at last look). For assistance, contact Agent Support at (415) 797-0864 or agents@getethos.com. Support is available Monday–Friday, 8 a.m.–6 p.m. CT.
Can I illustrate different death benefit options?
Yes, in all four case designs, you’ll find the option to change the death benefit in the Quote results page. For the Maximize Protection solve, Death Benefit Option A and B are available. For all other solves, choose from Death Benefit Option A, B, or A (Increasing) switching to B (Level).
Can I illustrate non-level premiums?
Yes, Maximum Cash Value and Maximize Retirement Income solves support non-level premiums. On the Quote results page of either solve, click “More advanced parameters,” then set Premium to “Non-Level Premium.” You can enter planned premium amounts by age. Multiply by 12 for annual payments.
Can I illustrate target premiums?
Smart Solve™, Maximize Cash Value and Maximize Retirement Income solves all allow you to set annual premium to match target premium. In Quote results, click “Pay Target Premium” to enable this.
Can I illustrate variable loans?
Yes, with the Maximize Retirement Income solve. On the Quote results page, click “More advanced parameters,” then select “Disbursements.” This solve is defaulted to Variable Loan. You can also choose Fixed or Switch at Basis loan types.
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