On the Earnings tab, you’ll see a clear view of your outstanding debt. You can view your current debt, plus any unpaid older debt, to help you track and manage what you owe:
- Outstanding debt: The total amount you currently owe, from unpaid chargebacks and any other sources. It includes your personal debt, and your rolled-up debt if you are an upline agent.
- Personal debt: Debt from policies you or your downline sold that were canceled, lapsed, or rescinded before your direct or override compensation was fully earned.
- Rolled-up debt: If you are an upline, debt that has been passed up to you because it wasn’t paid by your downline agent within the grace period. Once debt rolls up, you become responsible for the amount.
Roll-up risk: If you are an upline, this is your downline agents’ unpaid debt that you may have to pay if it remains unpaid after a set time (for example, 60 days).
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